B1#TOEICOfficial15 sentences

At the bank: accounts, cards, and unfamiliar charges

Banking runs on paired nouns: checking account, minimum balance, debit card, monthly fee. Listen for the condition attached to each — no fee IF you keep the balance — and keep dates and amounts glued to what they describe.

Read the sentences below, then practice the whole lesson with audio.

  1. 1Good morning, I would like to open a checking account.
  2. 2Do you have two forms of identification with you today?
  3. 3I brought my passport and a recent utility bill.
  4. 4There is no monthly fee if you keep a minimum balance.
  5. 5How long does it take to receive the debit card?
  6. 6It usually arrives by mail within seven business days.
  7. 7I also noticed a charge on my statement that I do not recognize.
  8. 8Let me pull up your account and take a look.
  9. 9The charge came from an online store on the fifth of May.
  10. 10We can dispute it and block your old card right away.
  11. 11Will my automatic payments still go through during the switch?
  12. 12Yes, they will transfer to the new card automatically.
  13. 13Is there a fee for sending money to an overseas account?
  14. 14The transfer fee depends on the amount and the destination country.
  15. 15Thank you for your help, you have made this very easy.

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